Terms And Conditions

Read Moneymenifest’s Terms and Conditions. Understand your rights, our content usage rules, and the legal framework for using our financial education resources.

Terms and Conditions: The Rules of Engagement for Moneymenifest

Let’s be clear about how this works from the start. When you’re dealing with something as important as your finances, clarity and transparency matter—not just in the advice we give, but in how we operate. These Terms and Conditions aren’t just legal formalities; they’re our rulebook for maintaining a respectful, secure, and legally compliant environment where everyone can learn about personal finance.

Please think of this as our mutual agreement.

Last Updated: [30/09/2025]

1. Who We Are and What This Agreement Means

The Basis of Our Relationship

Moneymenifest (“we,” “us,” “our”) operates the website https://moneymenifest.com. When we talk about “you” in these terms, we mean anyone who accesses or uses our Service—whether you’re a casual reader, a newsletter subscriber, or someone engaging with our community.

Your Agreement to These Terms

When you use our Service, you’re forming a contract with us based on these Terms and Conditions. If you don’t agree with any part of these terms, we completely understand—but we’ll need to ask you to stop using our website. Your continued use means you accept these terms and any future updates we might make.

Important Age Restriction: You must be at least 18 years old to use our Service. We deliberately don’t collect information from anyone under 18 because financial topics require maturity and legal capacity to understand.

2. What You’re Actually Getting (And What You’re Not) Our Content is Educational, Not Professional Advice

This is the most important thing we’ll say today: We are not a licensed financial advisor firm. I’m not your Certified Financial Planner, accountant, or investment advisor.

The content on Moneymenifest—every article, calculator, and comment—is provided for educational and informational purposes only. It represents my research, personal experience, and analysis. It is not personalized financial advice tailored to your specific situation.

We suggest that you talk to qualified professionals who can look at your whole financial picture before making any financial decisions. We can’t know your specific situation, so what works for one person might not work for another.

The “As Is” Nature of Our Service

We offer our Service just the way you see it: “AS IS” and S AVAILABLE.” We do our best to keep our website accurate and up to date, but we can’t promise that:

There won’t be a single mistake in any of the information.

The site will never be down.

Everything you read will be completely up to date.

There are no security issues with our servers at all.

We always try to get better, but we’re not a perfect machine; we’re just people running a website.

3. Your Responsibilities and Our Community Rules

How You Can Use Our Content

We’ve put thousands of hours into creating the content on Moneymenifest. Here’s what that means for you:

You can read, learn, and share: Feel free to share our articles via social media or link to them from your website (we appreciate the credit!).
You cannot copy and republish: Don’t take our articles and publish them elsewhere as your own. That’s plagiarism and copyright infringement.
You cannot create derivative works: Don’t take our content, modify it slightly, and call it your own.
You cannot use it for commercial purposes: Don’t sell our content, use it in paid courses, or incorporate it into products without our explicit permission.

In legal terms, all content on Moneymenifest is protected by copyright laws and is our intellectual property.

Commenting and Community Conduct

We love discussion and different viewpoints! But to keep our community healthy, we have a few non-negotiable rules. When you participate in our community, you agree not to:

Post harassing, threatening, or hateful content
Spread misinformation or make unsubstantiated financial claims
Spam our comments with links to your products or services
Impersonate someone else or provide false information
Post anything illegal or that encourages illegal activity

We can take down any content that breaks these rules, and we can also ban users who keep breaking them.

4. When Things Go Wrong: Understanding Our Legal Boundaries

Our Liability Limitations

Let’s be honest about money: because we run a small educational website, we need to be clear about how much we can be held legally responsible for.

Suppose you suffer financial losses based on something you read on our site. In that case, our total liability to you is limited to the greater of either (a) the amount you actually paid us (if anything) or (b) $100 USD.

We won’t be responsible for any indirect, incidental, or consequential damages to the fullest extent allowed by law. This includes things like lost profits, lost data, or lost investments that you might blame on our content.

Third-Party Links and Services

We often link to other resources—government websites, financial to ls, or educational content. We’re careful about what we link to, but we can’t control or take responsibility for:

The accuracy of content on other sites
Their privacy practices (always read their policies!)
Products or services they ight sell
Any damages you might experience from using their services

When you click a link and leave Moneymenifest, you’re subject to that site’s rules, not ours.

5. The Legal Stuff (In Plain English) Governing Law and Resolving Disputes

These Terms are subject to the laws of [Your State/Country], even if they have rules about how to handle conflicts of law. Here’s how we’ll deal with it if we disagree:

First, get in touch with us: Send us an email at legal@moneymenifest.com. A conversation can fix most problems.
Informal negotiation: We’ll have 60 days to try to work things out informally.
Formal proceedings: If we can’t resolve it, we’ll proceed with formal dispute resolution in [Your City/State].

Termination Clause

We want our relationship to last forever, but if you break these Terms, we can end or suspend your access to our Service right away. We don’t have to give notice, but we usually do for small mistakes.

You can also end this agreement at any time by no longer using our Service.

You can also terminate this agreement anytime by simply stopping your use of ur Service.

Changes to These Terms

The financial world evolves, and so do we. We may update these Terms occasionally. When we make significant changes, we’ll:

Post the new Terms on this page with an updated “Last Updated” date
Try to give you 30 days’ notice for material changes
Highlight what’s changed so you can review easily

If you continue using Moneymenifest after changes take effect, you’re accepting the new terms.

6. How Everything Fits Together

Our Privacy Policy

These Terms work alongside our Privacy Policy, which explains how we handle your data. By using our Service, y u agree to both documents.

Severability and Translation

If any part of these Terms is found to be unenforceable, the rest remains in full effect. If there’s ever a conflict between a translated version and the English original, the English version controls.